Today is a momentous day. It is the first day of the rest of your life. And let me tell you, that is something to be excited about.
Business Owners: Are you building an exit strategy?
As a business owner, it is essential to have a comprehensive plan in place to maximise your income and minimise your tax liability. This not only helps you achieve financial stability and growth, but also helps you prepare for retirement, ensuring you have enough savings and resources to enjoy a comfortable and secure retirement. Tax-efficient... Continue Reading →
Building Better Relationships
Building relationships is one of the most important things we can do to succeed in life. Whether it's with a romantic partner, a business colleague, or a lifelong friend, the people we surround ourselves with can have a profound impact on our happiness, success, and overall wellbeing. But, let's face it, building meaningful relationships can... Continue Reading →
The Third Place
Helping someone realise they can work because they want to, not because they have to, is incredibly empowering. Often, once someone is shown they are financially independent, they begin to enjoy work more than ever, free in the knowledge they can stop whenever they want, on their own terms.
Picking up the pieces
'There's a movement going on in the world of financial planning. A movement away from calculators, products and spreadsheets; towards emotional connection, engagement and experience. As the profession continues to evolve, so too does the way we operate as financial planning professionals and businesses.' Here, I share a personal story to help illustrate the power of emotional connection in client engagement.
What exactly is a lifetime cashflow forecast?
Many people feel they may have a good, solid financial foundation. They save and invest their money regularly and have built up a reasonable amount of wealth over their careers. Perhaps they have recently come into money through an inheritance of the sale of a business or shares. They have a good idea of where they are and how they got there, but until they begin to set out their goals for the future; what they want to achieve and how and when they want to achieve it, do they really have a plan?
Optimists in a world of pessimism
'The great financial planners are students of history. They take the countless lessons from the past and use them to contextualise the here and now, in order to help people make better long-term decisions for them and their families.'
The Underrated Power of Persistence
'It's important to remember that behind every overnight success story, is a long-fought struggle in the weeds.'
The Cognitive Bias Alphabet
Cognitive biases are all around us. They shape the way every human being perceives the world. Here's one to be aware of for each letter of the alphabet.
I'm approaching the end of my third week in social isolation / lockdown as I type this. Things don't really feel as if they've changed too much, apart from the obvious lack of freedom to leave the front door as and when I choose. Then again, I wonder how much I really made the most... Continue Reading →